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Reporting Late Payments


wbg
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I believe that in most cardholder agreements it states that if you do not pay the minimum amount due the credit card company can charge you a late fee even if the payment is made before the due date.

My question is can they accurately report to the CRA’s that a payment is “late” when in fact a payment was made before the due date but was just under the minimum amount due which is not seen on a CR.

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