tammi Posted November 17, 2005 Report Share Posted November 17, 2005 Just wanted to let you guys know that I was approved for a WFB Visa Platinum card with an $8000 credit limit. That is a long way from my $300 limit I received from Orchard Bank back in March 2005. This board has been a blessing to me. THANK YOU MUCH!!!! Oh, by the way. Was just approved for a $34k auto loan through my CU too!!!! Man, it feels great to have credit again!!!! THANKS AGAIN!!! Link to comment Share on other sites More sharing options...
cavazos007 Posted November 17, 2005 Report Share Posted November 17, 2005 SO COOL!!!!! Link to comment Share on other sites More sharing options...
evieroxc Posted November 17, 2005 Report Share Posted November 17, 2005 Congrats!!!What were your scores and who did they pull if you don't mind Link to comment Share on other sites More sharing options...
tammi Posted November 17, 2005 Author Report Share Posted November 17, 2005 Thanks. They pulled experian. My score is 651. Link to comment Share on other sites More sharing options...
ba0501 Posted November 17, 2005 Report Share Posted November 17, 2005 Wow, $8000 credit limit! Congrats on how far you have come! Link to comment Share on other sites More sharing options...
ThePeacock Posted November 17, 2005 Report Share Posted November 17, 2005 Where in TX, what CU? Link to comment Share on other sites More sharing options...
tammi Posted November 17, 2005 Author Report Share Posted November 17, 2005 In Houston. People's Trust FCU. Link to comment Share on other sites More sharing options...
cavazos007 Posted November 17, 2005 Report Share Posted November 17, 2005 Do you need to have an account with them? Link to comment Share on other sites More sharing options...
tammi Posted November 17, 2005 Author Report Share Posted November 17, 2005 Wow, $8000 credit limit! Congrats on how far you have come! Thanks. It has been a long road, but worth every mile. Link to comment Share on other sites More sharing options...
tammi Posted November 17, 2005 Author Report Share Posted November 17, 2005 Do you need to have an account with them?I'm not sure, but I think so. I opened up an account with them to get a credit card back in August, which is why we went to them for financing to begin with. Link to comment Share on other sites More sharing options...
Anonymous Posted November 18, 2005 Report Share Posted November 18, 2005 WFB? Would that be Wells Fargo? Link to comment Share on other sites More sharing options...
tammi Posted November 18, 2005 Author Report Share Posted November 18, 2005 WFB? Would that be Wells Fargo?That's exactly who it is. Link to comment Share on other sites More sharing options...
Anonymous Posted November 18, 2005 Report Share Posted November 18, 2005 Congrats.Just make sure you send in your payment extra early - or do payments online. Some folks on here have reported their payments taking an unreasonable length of time to post to their accounts triggering lates.Wells Fargo seems unreasonable to deal with if you have problems also. Link to comment Share on other sites More sharing options...
tammi Posted November 18, 2005 Author Report Share Posted November 18, 2005 Congrats. Just make sure you send in your payment extra early - or do payments online. Some folks on here have reported their payments taking an unreasonable length of time to post to their accounts triggering lates. Wells Fargo seems unreasonable to deal with if you have problems also.Thanks for the advice. I will keep that in mind. Is Wells Fargo considered prime or sub-prime? Do they report to all 3 bureaus? Do they report credit limits? Thanks in advance for the help. Link to comment Share on other sites More sharing options...
miracle Posted November 18, 2005 Report Share Posted November 18, 2005 Awesome!!!!!!!! Congrats to yoU! Link to comment Share on other sites More sharing options...
Anonymous Posted November 18, 2005 Report Share Posted November 18, 2005 Congrats. Just make sure you send in your payment extra early - or do payments online. Some folks on here have reported their payments taking an unreasonable length of time to post to their accounts triggering lates. Wells Fargo seems unreasonable to deal with if you have problems also.Thanks for the advice. I will keep that in mind. Is Wells Fargo considered prime or sub-prime? Do they report to all 3 bureaus? Do they report credit limits? Thanks in advance for the help.WF isn't subprime like for instance Crap1, Cross Country, or Aspire. But they seem to service quite a broad market. Link to comment Share on other sites More sharing options...
pplschamp Posted November 19, 2005 Report Share Posted November 19, 2005 Has anyone had any problems with WF in terms of getting baddies removed? Link to comment Share on other sites More sharing options...
pplschamp Posted December 7, 2005 Report Share Posted December 7, 2005 Wells Fargo reports to all three bureaus. Congrats on your approval. It's hit and miss with WF. If you have a bankruptcy on your report that is recent, you won't get approved. Link to comment Share on other sites More sharing options...
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