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Question on verbage

getting my house

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Sorry I wasn't sure where best to put this so I am posting here as well

I am putting my DV letter together and am wondering about a specific line

"I was not aware of this debt until now..." Both accounts are out of SOL but I am still concerned how this line would be interrupted in a court of law. And am nervous about putting it in. Can I leave it out and just say "under my rights...."

Input appreceiated

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