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Just got approved for an Auto Loan

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From our CU. They said once we get a sales contract, we fax it to them and then they "fund" the loan.

Is this a relatively painless process? I know the last time I brought financing to the table they were able to beat it. This time I got 5.25% so I doubt this will even be a factor. Will they be less likely to give me a good "deal" if I don't finance w/ them?

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