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? on Cap One colletion accounts.


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I have 2 collection accounts from Capital One both with different addresses. Both accounts show as Capital 1 Bank but one is a account for Cap One and the other is for Southwestern Bell. At the back of my TransUnion report it gives names and addresses for all accounts on my report. They show one listing as

Capital One

PO Box 85522

Richmond, VA 23285

The other is

Capital One Bank

11013 W Broad St

Glen Allen, VA 23060

How do I know which one is for which account? Thanks for your help!

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The best way to know is to dispute the debt in its entirety and request validation appropriate for your situation; in this case, one of the things you want to know for each one is what account this is/who is the original creditor, etc.

If they respond, that should answer your questions

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