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Help for my Fiance


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Hi all! Im in the process of doing a major makeover on my credit as well as my fiances. Mine will be much easier bc my bad stuff is mostly old (7 yrs or close), so its a matter of getting stuff removed and rebuilding).

Now for him its a different story. He used to have decent credit but he messed it up when he was putting me thru nursing school bc he had to pay the bills so those became insignificant once we got over our heads. As of about July he has 3 charge offs.

What would be the best way to handle this situation? what can we do? I know even if we pay it its still going to reflect badly, but I fear he will get sued. Is there any way to improve ones credit in this situation when the charge offs/neg TLs are new and true?

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