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Do companies sue w/o validation?

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I guess we need more details to offer specific advice, but...

Chances are, if this is a CA you're dealing with, they do have SOME documentation...maybe an "account stated affadivit", a computer printout, or something. It may be completely bogus, or not sufficient to constitue proper validation of the debt...but, in general, the courts assume because the CA says you owe the money, you do!

The way to fight this is to use the DV process (CMRRR) and, if you are sued, be sure to show up in court with your DV letter (whether they've responded or not). Most often, CAs get "summary judgements" because the alleged debtor doesn't show up...

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