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Chex Systems 4 years 360 days


thephillips209
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I was about to pay off my NSF for an old account I had which was placed to chex systems for NSF. I noticed that the date reported was12/05/2000. I have seen that the removal time is 5 years for chex systems. Is this correct and will it be removed almost immediately or should I wait awhile. Also..The bank has never contacted me, to my knowledge, I actually called them for the address and contact information. Just wondering if I don’t pay will I be free on 12/06/2005. Thanks

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You "should" be just fine if you wait it out.

If you pay it, it could "re-age" the account and a new payment date could be sent to chexsystems - and that "could" restart the 5-year time frame.

You've only got about a week left to wait. I would wait it out.

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