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My student loan with Sun Tech has gone into default, but has not been reported yet. I am in the process of negotiating with CA (General Revenue Corporation) to get this settled. This loan was opened in 10-1997 and recently reported as 9-98. It went into default and to a CA, they are giving me 60 days to resolve it before it goes on CA as default.

They tell me they don't have to settle for this loan at all, but are offering a 10K settlement for my 11K loan. Is this a trick? Can I do better?

If I am going to take a 10K hit, I want it to really be great for my CR. In process of cleaning up big mess from 2 yrs ago...settling several accts. These CAs lie so much I always feel like I'm being tricked.

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