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True credit shows a chargeoff but EX says no.


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I have a chargeoff reporting on my True credit EX CR during a month that is one year "after" my "BK date".

This is only on my EX report.

EX says that they can't see it, but I have been lied to on the phone MANY times by their reps.

However, I don't see it on my free EX report.

True credit has been reporting this for weeks now.

Which is right, and what can I do about it?


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