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Addresses/employment/inquiry


Lisa71
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All CRA's have the wrong address for me and wrong employment info. Should I update this info?

Also aren't inquries supposed to be removed after 1 year.

I have a victoria's secret inquiry on my report from 10-2004 and 3 utilities over a year old. Should I dispute them as old?

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Inquiries stay on for two years... The point where they still affect your score is different...

As for wrong information... That is great!!!

Get the stuff removed... It takes time although some CRAs will do it on the fly if you talk to them...

As for the wrong info, use it to your advantage... Odds are, some negative credit items are based on the wrong info and that is where you can legitimately claim that this information is inaccurate and incorrect...

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