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Rebuilding Credit -- Piggybacking on someones credit


argento05
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Hi All,

I read the section of the site on Rebuilding ones credit by 'Piggybacking'. I also read the posts on the subject.

My sister agreed to call her credit card companies and have me listed as an authorized user. How does her credit history get transferred to my credit reports if all they ask for is my name -- no SSN?

I've seen the same thin on credit card applications? She can apply for a card and have me added as an authorized user, but all they want is my name, no SSN?

How does this work?

Thanks

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