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Collections after BK


GMDM
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Can a CA post a TL to new CRA after BK filing? This CA was already reflected in one of CRAs, but not the other two when I filed. I filed on Oct 12 and the CA Tl was updated 12/12.

Can a CA TL be removed after a debt is discharged? If the debt is discharged is it still legal for them to report that they are collecting ona debt IIB?

:?: Thanks for any info.

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No they cannot. Taking any action on an account in BK is a violation. All they had to do was stop collecting, instead they chose to move forward with the collection and place information on your reports.

You should only have to write them one time and tell them they are in contempt of the automatic stay and are to remove the negative information immediately, or the matter will be turned over to the U.S. Bankruptcy Court.

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