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Charge offs with CITI


zephyres
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Hi, I have couple of chargeoff's from CITI for about 10000 spread over 3 cards. these have been charged off about an year ago. I want to take care of these accounts.

1.How much % can I get from CITI.

2.How problematic are settlements ( not showing 0balance, balance being sold to others).

Please share with me ur experiences

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Guest sifxpert

Just to be clear, I doubt that Citi has sold these accounts yet. Have you received collection letters from CA's?

IF the accounts have been sold then I would dispute with the CRA;s to try to have Citi removed and then DV the JDB. Not that there are any guarantees you could remove but its worth a shot.

Just make sure the accounts are sold. If they are not sold then do not send a DV or CD to them. BE very careful!!!

IF the accounts are being serviced by an assignee of Citi then you can get 50-80% depending.

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