cavazos007 417 Posted December 12, 2005 Report Share Posted December 12, 2005 Does anyone have a Macy's if so who has succeeded in getting a cl Increase? I need help here. My cl is only $100.00 bucks (pathetic). Link to post Share on other sites
southcarolinagirl 10 Posted December 13, 2005 Report Share Posted December 13, 2005 How long have you had your Macy's card? Once you have the card for 3 months, you can call the credit department, ask them for a "GUILDLINE INCREASE", they wil more than likely give you cli. Most people that are rebuilding,will only start out at a 100.00 cl with Macy's(YMMV)but they are very liberal with their cli after you have been with them a little while and have shown to be a customer that pays as agreed.Good luck, Southcarolinagirl Link to post Share on other sites
cavazos007 417 Posted December 13, 2005 Author Report Share Posted December 13, 2005 I've had the card since 03/2005. I've asked for cl increases and they always decline me. I've paid every month more than the minimum. And everything on my credit is being paid as agreed. Link to post Share on other sites
cavazos007 417 Posted January 10, 2006 Author Report Share Posted January 10, 2006 Oh my gosh Macy's gave me a CL increase. It went from $100.00 limit to $200.00 limit! What do I have to do for these people to give me a good CL jump? Link to post Share on other sites
LNY 50 Posted January 10, 2006 Report Share Posted January 10, 2006 Good for you! Spare a thought for the likes of me, though... I paid off my Macy's account in full and closed it before my BK. I even got a refund check for $14 because somehow I overpaid. Yet for some reason they continue to report that account as IIB (I burned Bloomingdale's and Stern's, which were the same bank as Macy's. But my Macy's account was NOT in the BK). For five years I've never been able to get that changed. Link to post Share on other sites
cavazos007 417 Posted January 10, 2006 Author Report Share Posted January 10, 2006 Good for you! Spare a thought for the likes of me, though... I paid off my Macy's account in full and closed it before my BK. I even got a refund check for $14 because somehow I overpaid. Yet for some reason they continue to report that account as IIB (I burned Bloomingdale's and Stern's, which were the same bank as Macy's. But my Macy's account was NOT in the BK). For five years I've never been able to get that changed. Eeek! Don't you hate that. Link to post Share on other sites
quida12 10 Posted June 9, 2006 Report Share Posted June 9, 2006 I have applied for a Macys card and was denied but my score was about 520 Exp at the time but now I just checked and my Exp vantage score is a 601 do you think I have a chance of getting approved ....also for the credit card can I use my debit card for verification adverse to a major credit card. Link to post Share on other sites
LNY 50 Posted June 10, 2006 Report Share Posted June 10, 2006 Macy's uses the Plus score. I don't think you can use a debit card but the application form will tell you for sure. Link to post Share on other sites
defeatCA 10 Posted June 12, 2006 Report Share Posted June 12, 2006 Oh my gosh Macy's gave me a CL increase. It went from $100.00 limit to $200.00 limit! What do I have to do for these people to give me a good CL jump?Well, my mum has a macy's card. She actually has 2: The "macy's only" (just "upgraded" her to Platinum) and the macy's VISA. When she applied, they only gave her the standard $300-card (without VISA), but after 3 months and frequent usage, they gave her the VISA with a $1000K-line. Since then, she used it frequently and they increased the CL to $6000.Her CR shows two accounts: Her macy's only account (they call it "-FLEX-"), CL $1500, and her $6000 Visa... Link to post Share on other sites
Desi Rae 10 Posted June 12, 2006 Report Share Posted June 12, 2006 Macy*s surprised me!I was expecting a $100 credit limit with my BK and Repo but was so overjoyed with the $600 CL they issued me. We'll see if I can try and get a higher CI after I pay my bill this month. Link to post Share on other sites
cavazos007 417 Posted June 13, 2006 Author Report Share Posted June 13, 2006 Macy*s surprised me!I was expecting a $100 credit limit with my BK and Repo but was so overjoyed with the $600 CL they issued me. We'll see if I can try and get a higher CI after I pay my bill this month. They give you CLI every 3 months...but you have to call them and ask for it. Link to post Share on other sites
georgiadawgs 10 Posted June 14, 2006 Report Share Posted June 14, 2006 I use to have macys card back 12 yrs ago. My credit limit was $2500 and I used the whole amount !! But I paid it all off and didn't use the card for 5 yrs and Macys closed the account due to no activity. I filed bankruptcy since having that account but it was discharged on 2/10/2006. I wonder if they would re-open an account since I was never late and paid off a $2500 debt. Link to post Share on other sites
cavazos007 417 Posted June 15, 2006 Author Report Share Posted June 15, 2006 Guess what guys...I was going online to Macy's.com and I was chatting with a representative and I asked him how can I get a CLI...He went ahead and gave me one...and he is reviewing my account to change me from the Red Card to the Gold Card...soooooo cool!!!! Yah should try it!!! Link to post Share on other sites
LNY 50 Posted June 15, 2006 Report Share Posted June 15, 2006 You shopaholic, you. Link to post Share on other sites
cavazos007 417 Posted June 15, 2006 Author Report Share Posted June 15, 2006 You shopaholic, you. Join me LNY... Link to post Share on other sites
NJGrl 10 Posted June 15, 2006 Report Share Posted June 15, 2006 Congrats Cav!Trying the sweet innocent ways to get things somehow always work! Link to post Share on other sites
cavazos007 417 Posted June 15, 2006 Author Report Share Posted June 15, 2006 Congrats Cav!Trying the sweet innocent ways to get things somehow always work! I know right...I was acting dumb...and I got my way...hehehehhhe Link to post Share on other sites
NJGrl 10 Posted June 15, 2006 Report Share Posted June 15, 2006 I know right...I was acting dumb...and I got my way...hehehehhhe Sweet and Dumb always works!! Link to post Share on other sites
LNY 50 Posted June 15, 2006 Report Share Posted June 15, 2006 I know right...I was acting dumb... Link to post Share on other sites
cavazos007 417 Posted June 15, 2006 Author Report Share Posted June 15, 2006 I know right...I was acting dumb... Link to post Share on other sites
cavazos007 417 Posted June 20, 2006 Author Report Share Posted June 20, 2006 Oh yeah I have officially become a Gold Member with Macy's... Link to post Share on other sites
dllceo 10 Posted June 30, 2006 Report Share Posted June 30, 2006 Can you get the Macy's credit card after BK7 was discharded 1-31-06.Thanksdll Link to post Share on other sites
cavazos007 417 Posted June 30, 2006 Author Report Share Posted June 30, 2006 Can you get the Macy's credit card after BK7 was discharded 1-31-06.ThanksdllGood Question. I don't know Link to post Share on other sites
LNY 50 Posted June 30, 2006 Report Share Posted June 30, 2006 I believe it's 4 years after BK7 for Macy's if you included them in your BK. What is your EX like? I'd wait until at least 6 mos. after discharge to be safe. Link to post Share on other sites
lyle7289 334 Posted June 30, 2006 Report Share Posted June 30, 2006 Macy's uses the Plus score. I don't think you can use a debit card but the application form will tell you for sure.What is the "plus" score most like, FAKO or FICO?I do not want to drop MORE loot on another score and was wondering what it resembled most.Thanks,Lyle Link to post Share on other sites
