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I was getting --> <-- this close to closing my Macy's account when I got a call from the Clinique counter about an upcoming promotion.

What the heck, I'll see what the next year brings.

Ha ha, joke's on me. Macy's upped my CL to $1500 when I wasn't looking. Apparently this is for a regular store card.

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:lol: ...................Cav...:dunno: I had not used the card since christmas. Guess they figured with a $100 bal left from a 200 CL they weren't going to get much more money from me.

I guess because I use mine alot...I owe $470.00 on a $500.00 limit...:roll: Go Figure...

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Check your EX before you apply. I was just reminding you that since you need TLs, Macy's is among the easiest applications out there.

EQ hates me too. ;)

I will, hon. Thanks for the reminder. And I do have my Orchard card to use on there to...if that helps at all. I had wondered briefly if that makes a difference as the one person said about Dillards. Hm....

Elyse

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Ladies.......

Macys approved this morning!

:nannersplit:

$300!!!!!

I checked my EX plus last week and it was 663.

THANK YOU! CIC CHIX RULE!!!!! (and the boys too:) )

and FU HOOTERS!! (been denied 2 times now)

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Ladies.......

Macys approved this morning!

:nannersplit:

$300!!!!!

I checked my EX plus last week and it was 663.

THANK YOU! CIC CHIX RULE!!!!! (and the boys too:) )

and FU HOOTERS!! (been denied 2 times now)

Go figure...Macy's denied me awhile back ( because I burned Hudson's a long time ago) and HOOTERS just gave me a CLI without asking!! 8-)

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JC- Don't forget that if you can get approved for Macy's more than likely you can get Bloomingdales too. I had way worse scores than you when I got my Macy's (also got $300). My initial CL with Bloomingdales was also $300 but I called in an answered a few questions ---- bumped to $1000.

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Ok..got an e-mail saying my card was restricted and requesting I call Customer Service....

wanted me to verify about 15 addresses (only 2 were mine)

took restriction off and said with the new information they were increasing the limit

$600!!!!!

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Ladies.......

Macys approved this morning!

:nannersplit:

$300!!!!!

I checked my EX plus last week and it was 663.

THANK YOU! CIC CHIX RULE!!!!! (and the boys too:) )

and FU HOOTERS!! (been denied 2 times now)

Hooters: you betta off. Your hooters will look better with a nice bra from Macy's. :D

:BigDance:

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I think LNY told me when I got mine that you have to make a purchase first. My Macy's and Bloomingdales are both only reporting on EX and TU and I have had them for 6 mos so I don't know about EQ. But I'm only using TC so it may be different through FICO. My EQ on TC doesn't seem to be near on the same page as EX or TU on any TL. DH's CRs are having the same problem.

Did you try for Bloomingdales too?

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No i haven't......I should though cause I would never use it since there isn't a store around here!:)

Hehe! I don't have either one around here either.............but they do have this online store :lol: :lol: . Trust me: good email communication, quick shipping, etc. :shock::lol:

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So I decided to take the plunge and ask for a CLI. I've had the card since November and have used it and always either PIF or at least 70% of balance then PIF the next month.

They gave me a whopping $100 so now my CL is $400. :roll: Too funny because I'm about to qualify for a gold card ($500 or more in purchases) but I don't even have a $500 CL. And according to this thread I can't even request another one for at least 6 mos.

Oh well, I'll just keep using my Bloomi's :D

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I just think it's funny in that in almost 6 months I have put almost $500 on the card, as well as paid for those charges. You would think business-wise it would stand to reason that they would want to offer me more credit giving me more opportunities to use their card.

Besides the fact that they have the bedset I want.....:lol:

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Made a boo boo with Macys.....

Payments are due on the 27th. This was the weekend we went to Beasties. I meant to pay it before we left (online) but forgot.

After we made it home safely at 0'dark 30...(THANK GOD) first thing I did was make an online payment.

Just found out Macys took my limit from $600 to $400 for being late (paid 28th instead of 27th)xThudx

I will be setting up ALL MY CC's to pay auto from my account from now on. 1 week early AT LEAST.

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Made a boo boo with Macys.....

Payments are due on the 27th. This was the weekend we went to Beasties. I meant to pay it before we left (online) but forgot.

After we made it home safely at 0'dark 30...(THANK GOD) first thing I did was make an online payment.

Just found out Macys took my limit from $600 to $400 for being late (paid 28th instead of 27th)xThudx

I will be setting up ALL MY CC's to pay auto from my account from now on. 1 week early AT LEAST.

OMG sorry about that JC...WOW you were just a day late and they can't forgive you for it? Did you ask them?

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The CSR was an assssssssss. Right when I called and nicely asked what was going on, he jumped my sh*t.

me- "Hi. How are you?"

a&#036;&#036;- "what do you need?"

me- "I'm a bit confused, and I hope you can help me."

a&#036;&#036;- "again, what do you need?"

me- "I thought my CL was $600, but my report shows $400."

a&#036;&#036;- "um, your payment was late?" (sarcastic tone, like DUUUUHHHHH)

me- "huh?"

a&#036;&#036;-(this is where I start to get angry) "mam, i said your payment was late"

me- "so that means my CLI gets lowered $200, because my payment was 4 hours and 43 minutes late" (i checked)

a&#036;&#036;- "um, yeah"

me- "::censored:: :<img src=:'> ::censored:: :<img src=:'> ::censored:: :<img src=:'>

Then i think he hung up on me.

Now, if he had been a little better at his CUSTOMER SERVICE job, I would have been a little more understanding. "Ooops, i'm an idiot, thank you, will never happen again. Sorry, blah blah blah.." and learned my lesson.

I didn't get a late charge though....:D Suckers!

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The CSR was an assssssssss. Right when I called and nicely asked what was going on, he jumped my sh*t.

me- "Hi. How are you?"

a&#036;&#036;- "what do you need?"

me- "I'm a bit confused, and I hope you can help me."

a&#036;&#036;- "again, what do you need?"

me- "I thought my CL was $600, but my report shows $400."

a&#036;&#036;- "um, your payment was late?" (sarcastic tone, like DUUUUHHHHH)

me- "huh?"

a&#036;&#036;-(this is where I start to get angry) "mam, i said your payment was late"

me- "so that means my CLI gets lowered $200, because my payment was 4 hours and 43 minutes late" (i checked)

a&#036;&#036;- "um, yeah"

me- "::censored:: :<img src=:'> ::censored:: :<img src=:'> ::censored:: :<img src=:'>

Then i think he hung up on me.

Now, if he had been a little better at his CUSTOMER SERVICE job, I would have been a little more understanding. "Ooops, i'm an idiot, thank you, will never happen again. Sorry, blah blah blah.." and learned my lesson.

I didn't get a late charge though....:D Suckers!

Why don't you post a letter on planetfeedback... that seems to work all the time.

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Agreed that it's crazy! But good information to know!!!

I've got my Bloomies and Macy's set up on CheckFree, so I always set up at least the min payment as soon as I get my bill. I'm not good at remembering due dates :lol: We were one day late on Hooters, pretty much for the same reason, and they hit us with the late charge (plus a notice that if it happens again within the next 6 months will get hit with the default rate :cool: )

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Now that I am calm, i will call and complain about the CSR.

Definate lesson learned. I tol my friend and she said years ago one of hte very first CC she had was Target. She paid one day late and was assesed a late charge.

I've paid utility bills, cable bills, insurance ect. late (5-10 days) and never had issues. I assumed it would be the same with CC...but considering this is the first time I've had cards in my 21 years :lol: , I'm glad I made a goof early on!

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