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Not sure if this loan is a "student loan"


CrzyAmeriCan
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I had a loan a few years back. I am not sure it is legally a student loan. It is marked on my credit report in the comments section as a student loan. How would I find out if this is a legal "student loan"? I was under the impression it was just a loan when i signed the paper work.

The reason I ask is because I need to know if an SOL applies to it. If I am correct SOL does not apply to "student loans".

The OC was "Student Finance Group". It was "Transfered or sold" according to the report. I am not sure to whom though.

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I had a loan a few years back. I am not sure it is legally a student loan. It is marked on my credit report in the comments section as a student loan. How would I find out if this is a legal "student loan"? I was under the impression it was just a loan when i signed the paper work.

Do you have a copy of the prom note?? Are you paying it or have you defaulted??

The reason I ask is because I need to know if an SOL applies to it. If I am correct SOL does not apply to "student loans".

The OC was "Student Finance Group". It was "Transfered or sold" according to the report. I am not sure to whom though.

I googled Student Finance Group and didnt get any hits. However, this doesnt mean much as a lot of companies have been bought up. What type of school did you go to?? Is there any indication on your CR as to who is collecting it now??

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DocDon,

Simple really. It was applied for over the phone and I was young & dumb. I just signed the paper work which I assumed was just a regular loan. It was all done very fast. CDL school.

LynnInMN,

I do Not have a copy of any paperwork. I have defaulted.

The School was a truck Driving School. (Had to do the school even though I had my class A License.) The Large Companies required you have the "School" It keeps the Insurance down. I had been driving for 10 years in the Military. Back to the point.......

The last I show it had been "Charged off or Sold" My wifes CR which is more recent (she cosigned) Shows it open and Pays as agreed :speechless: I will correct all of that later. But to answer your last question. I have no clue at this moment who is trying to collect or if they even are.

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