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HH wont report correct info


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I had a HH credit card and always paid on time never late. Well hit hard times and filed a chapter 13 BK 12/04 included the cc My crdit reports shows it being listed as a charge off as of 6/05. When I called them they sayed they can report it that way as they decided to cragrge it offsince it was in my BK and they wont change the listing. I disputed with all 3 credit reports and it came back verified. Is this allowed? If not what letter do I send?

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