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craignem
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Ok I just pulled my credit report on equifax I do not have any inquries for the past two years that I know I did and also a car loan I got from the credit union is not showing on my reprt. I have had the loan for a year. The inquiry is not their either. A few collection accounts are not htere either that has not been on in seven years. My score is a 574 on equifax. Does anybody know why this would happen. Not complaining just wondering.

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Ok I just pulled my credit report on equifax I do not have any inquries for the past two years that I know I did and also a car loan I got from the credit union is not showing on my reprt. I have had the loan for a year. The inquiry is not their either. A few collection accounts are not htere either that has not been on in seven years. My score is a 574 on equifax. Does anybody know why this would happen. Not complaining just wondering.

If you asking why the credit score is 574... Thats a HUGE question, and can be answered by reading the section on scores:

http://www.creditinfocenter.com/creditreports/scoring/WhyCreditScoresFluctuate.shtml

and:

http://www.creditinfocenter.com/rebuild/restore_credt.shtml

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