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Time of Reporting


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I have a Capital One account from 1997. I settled the account and it shows on my report as a CO with a notation that it was settled for less than owed. Shouldn't this have been deleted from report since its more than 7 years old, or does the time for reporting start over once I settled it? Also, I have a Target account that was IIB, but the laste DOLA was 1998. Would the account fall off 10 years from the date the BK was filed or would it fall off 7 years from the DOLA? Thanks.

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