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FICO drop..


Anonymous
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Well my 742 TU FICO achievement didn't last. The Visa card with my laptop purchase was included in this month's FICO which made my utilisation about 45%. FICO now down to 724.

Yeah I know some of you are saying "I'd LOVE to have that problem!" but I was in the "ghetto" of sub-500's once myself a few years ago.

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This is only temporary. I've done bumpage and gotten down to 1 inquiry for a card I was approved for (State Farm). That card is what I put my laptop on and hit my utilisation. But I'll pay a nice chunk of it off with my tax refund to get down below 30% and then keep reasonable payments after that to built that card's history. I should get into the 750's after my utilization gets down.

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