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Sams credit card without applying


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My mom has a chapter 13 Bk that was discharged 9/2005. we were in Sams about a month ago and checked out, when the cashier scanned her card she told her she was approved for their charge card. Thought this was wierd but she charged the purchase. Anyone evr here of this happening? She never ever considered applying for any credit.

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  • 2 weeks later...

They are able to track the spending patterns at Sams (and Costco) via membership numbers. How they can use this kind of information to determine "credit worthyness" is beyond me.

I'm sure the limit wasn't more than $500 (my guess).

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