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Hello I am new at this and would appreciate some advice. My wife and I are getting a divorce We have 1 joint account togather 6100.00 at Discover card She put in with a DSC last week but I told her it would be better to split it and pay it off so it will not hurt my credit Scores(671,658,648)I have two other credit cards Providian 1500. limit 1400. charged on it and capital one with 2750. limit,2500.00 charged on it Would it be worth to contact one of them to see if I could get a balance transfer since I have credit with them already we have till the 10th of next month to come up with both halfs and discover card will wipe the slate clean but i am just worried about my half No equalty to get loan Thanks

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It might be worth a shot depending on your payment history with them, that is to say, do you pay off your charges immediately or do you let them linger?

Are the $1400, and $2700 recent charges or an accumulation of them? If the latter, that might hurt you.

Never know until you try I always say. Good luck :wink:

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