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Got a few deletions...when should I see a score change?


lisa8888
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I rencently got

2 paid collections and 3 late payments deleted from a Bon/Macys card deleted. This has been confirmed in writing within the last 3 weeks. How long does it usually take to show on my CR?

Im guessing they only do monthly reportings the Credit bureas?

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First, it may never happen... Second, your score may even go down...

In a nutshell, a credit score is really about the "positive" things that you are doing instead of the bad things you have done.

Yeah, sometimes a score may shoot up like fifty points right away but a lot of times it doesn't. But that doesn't mean anything bad. It just means that you need to devote a couple of years of exercising responsible credit behavior to give you good credit histories, good credit mixes, low utilizations, etc...

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