Jump to content

Need Advice!


Debtsucks
 Share

Recommended Posts

I am on the verge of going 30 days late on several credit card debts. My income is not what it use to be and I am finding that it is becoming tougher to make my minimum payments. I spoke to CCC and their plan really did not do anything to help. They suggested that I just skip payments for the next month or two and try to build up some reserves or call my creditors and try to negotiate.

1.) Should I contact my creditors and try to negotiate a smaller monthly payment for the next several months? Will they work with me BEFORE my credit takes a hit?

2.) Or should I just except a 30-day late mark (maybe even 60 days) and try to get back on track myself?

I am leary of calling my creditors unless I have to as I do not know if by my calling them, will cause more problems and/or black marks.

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.