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Flipper762

Discover Card question?

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If you get this message does this mean that you are being turned down?

We have received your application but need to perform additional processing before we can provide you with a decision. Within 30 days we will send you more information at the address provided on your application.

Thank you again for applying.

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I got that message. About a week later, they called and asked a series of questions (mother's maiden name, do I pay a mortgage, name one of my credit cards and the limit, a bunch of others I can't remember), and then they approved me right there on the phone.

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By the way, that "approval" call was a week ago. And it's already being reported on my CRs. I haven't even gotten the card yet. (Meanwhile, no sign yet of the Providian account opened in November. Meaning even more time before it counts in my FICO... should have reported twice already!)

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