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Scared Citi will Sue....is 80% the best I can get from Citi?


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Been reading these postings all day and so many of you have had trouble with Citi Bank and say that settling with them is tough. 80% seems to be the norm...

Anyone have better luck? My original debt with them is 1600.00 and the will settle for 1280.00

I've approached them twice with lower amounts and they are hardlining with me at the 80%. I don't have it just yet, so I can't pay them now. Many of you have been sued by Citi so I'm getting nervous.

Any advice would be greatly appreciated!!! At what point do they usually decide to sue? Should I just go ahead and plan on paying the full 80%? Thanks!

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