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Amex approved


Romeol99
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Hello everyone....

Wanted to let you all now that I got approved for an Amex. I actually got approved for an amex green card through the mail, but I'm not that crazy. I'm not going to pay a lump sum amount in one month.. I'm poor.. So I decided to check out there website. After navigating through there feature credit cards site I found one that fitted me.. I loved the cash back blue card. I applied and got approved in 30 seconds online... I really couldn'd believe it... My credit isn't all that good...

My credit profile:

2002-

citibank charge off with a 3900 balance. but haven't touched it since 2002.

2004-

discover late-30

capital one late-60

bank one car loan late -30

I had disputed them all and I only managed to remove capital one...

I guess it didn't bother amex that I had a charge off with unpaid balance in my CR...

For some reason, I was approved for amex blue with a 3700.00 limit...

How you like me now!!!!

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Thanks!

To tell you the truth, I really don't know my credit score... They are really confusing...

Here are my scores on any identity theft website:

EQ-617

EX-630

TU-620

HOWEVER,

Here are my scores on myfico website:

EQ-695

EX-720

TU-706

If myfico is true, I don't know how coud that be true after all I still have a charge off on my CR with un unpaid balance of over 3000. Maybe because I have been paying very good for the last 2 years, creditors are deciding to overlook citi.

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Thanks!

To tell you the truth, I really don't know my credit score... They are really confusing...

Here are my scores on any identity theft website:

EQ-617

EX-630

TU-620

HOWEVER,

Here are my scores on myfico website:

EQ-695

EX-720

TU-706

If myfico is true, I don't know how coud that be true after all I still have a charge off on my CR with un unpaid balance of over 3000. Maybe because I have been paying very good for the last 2 years, creditors are deciding to overlook citi.

We'll who cares you got an AMEX...So cool! I want one too but my scores dropped quit a bit due to my home purchase.

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My credit scores is above your first message. Again, there are confusing and I really don't know who is telling the truth..

I live in Texas and they pulled Equifax... and I can't believe it, I always thought equifax sucked and always had my lowest score through them and I still got approved!!

Perhaps aliens abducted amex and got after their strict rules...... If amex gave me a card, ET did a good job!

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My credit scores is above your first message. Again, there are confusing and I really don't know who is telling the truth..

I live in Texas and they pulled Equifax... and I can't believe it, I always thought equifax sucked and always had my lowest score through them and I still got approved!!

Perhaps aliens abducted amex and got after their strict rules...... If amex gave me a card, ET did a good job!

Yeah I saw your scores. They are pretty good for you having those baddies on there. We'll that's great. Enjoy the AMEX.

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My scores at the time of my purchase where as follows. My interest rate is @ 6.0% I thought it was pretty decent. But of course my scores dropped due to the pulls that the mortgage company did. But I know it all pays off once it starts reporting on my credit report.

EQ 625

EX 620

TU 640

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