cavazos007 Posted January 10, 2006 Report Share Posted January 10, 2006 Okay I'm starting to clean out my husbands credit report. I need to know how to start bumping. I need detail instructions on how to do this method. I've looked through the forum and I can't seem to find the info I'm looking for. I need step by step please. Thanks Guys! Link to comment Share on other sites More sharing options...
FLMusicMan Posted January 10, 2006 Report Share Posted January 10, 2006 Well, here is what is working for a lot of other people. I am new to this credit repair thing and just found out about "bumpage." First of all, I have True Credit (unlimited pulling cbr & scores) so I pull at least once every 24 hours (updates cbr & scores). For what I am seeing, when you pull for about 60-90 days, inquires start disappearing with TU & EQ (EX doesn't bump). In other words, the more you are pulling a private report, it is moving, or "bumping", the regular inquires on your cbr. I hope that helps..... Link to comment Share on other sites More sharing options...
tryingtodigout Posted January 10, 2006 Report Share Posted January 10, 2006 What credit monitoring service are you using? With TC, you just need to update your report once every 24 hours in order to get the bumpage. Link to comment Share on other sites More sharing options...
cavazos007 Posted January 10, 2006 Author Report Share Posted January 10, 2006 I use to use TC but then I found myfico.com And of course they don't do daily pulls. So I can get the 3 in 1 and then what do I do? Just check my credit every 24 hours? Link to comment Share on other sites More sharing options...
FLMusicMan Posted January 10, 2006 Report Share Posted January 10, 2006 Right, myfico doesn't do daily pulls (from what I've researched). When you do the 3 in 1 (w/ credit/score monitoring), you can just hit the update credit report & score every 24 hours. You don't just check it, you update it and it will give you the new scores and cbr, but remember, only once every 24 hours. I am getting closer to understanding that TC is fako scores but at least it lets me pull every day to create bumpage.Good luck! Link to comment Share on other sites More sharing options...
cavazos007 Posted January 10, 2006 Author Report Share Posted January 10, 2006 Okay so I can get the 3 in 1 for $29.95 plus the other 2 scores for $39.95. I hope this is the right one. Link to comment Share on other sites More sharing options...
FLMusicMan Posted January 10, 2006 Report Share Posted January 10, 2006 actually, TC is 34.95, then it says it will be 14.95 per month after for updating scores & cbrs but I have been paying 9.95 per month and I have seen others on here say the same thing. Link to comment Share on other sites More sharing options...
cavazos007 Posted January 10, 2006 Author Report Share Posted January 10, 2006 I feel dumb right now. Okay the only ones I see when you go in the website is the 30 day free trial for $9.95, the 3 credit bureau and free report for $29.95 and the Unlimited 3-Bureau Reports and Scores for $24.95. Which one is it? Link to comment Share on other sites More sharing options...
tryingtodigout Posted January 10, 2006 Report Share Posted January 10, 2006 Here, use this link. https://www.truecredit.com/orderOrigination?op=Scores:Right&product=CreditMonitoring&cb=WalMart Link to comment Share on other sites More sharing options...
cavazos007 Posted January 10, 2006 Author Report Share Posted January 10, 2006 Here, use this link. https://www.truecredit.com/orderOrigination?op=Scores:Right&product=CreditMonitoring&cb=WalMartThank you that's is very helpful. Link to comment Share on other sites More sharing options...
orion Posted February 12, 2006 Report Share Posted February 12, 2006 How can I do the daily pull once I have the account? is there a place in the website, or a different link once you log in? Link to comment Share on other sites More sharing options...
tryingtodigout Posted February 12, 2006 Report Share Posted February 12, 2006 Just click "update my report" under the credit report tab. It will walk you through the rest. That will update you once every 24 hours. Link to comment Share on other sites More sharing options...
orion Posted February 13, 2006 Report Share Posted February 13, 2006 gotcha! thanks a lot!!! Link to comment Share on other sites More sharing options...
Recommended Posts