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Date of Mail of Validation


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:?: 809 B)

B) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is MAILED TO THE CONSUMER by the debt collector.

This section here in FDCPA, It says it must be MAILED TO THE CONSUMER. Does it mean AFTER you have RECIEVED the mail, or just the Date that it was MAILED even though you HAVE NOT recieved it yet??

I would think that a debt collector would cease all collection activity UNTIL a consumer has RECIEVED it and NOT just when they mailed it. That way we can confirm the 'proper validation' .

I know the initial notice that one suppose to RECIEVE stating the 30 day period to dispute I would think (HOPE) that this applys to the validation . Is there any case law out there to prove this point?? Please answer.

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