bomtrader

Inquiries removed

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It's nice when the CRA breaks the law to the consumer's advantage.....

Technically, the CRA is not allowed to remove inquiries because it causes them to fail to comply with section 609a(5) which says they must give the consumer a list of everyone who received their credit report for the preceedign 12 months. If they delete inquiries, they cannot comply with this section.

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That is alot of hard inquires on one CRA. Did you dispute them all at once?

Affirmative. I called and said that I don't recall applying for any of those applications.

They actually believed you? You know I tried that one time and they said that I had to dispute with the Creditor. What kind words did you say?

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I did this yesterday... their front end guy told me to take it up with the OC's... I callled back and asked for fraud department, special services... told her i didn't recognize some stuff, she said what didn't i recognize... she just kept saying NEXT, NEXT, NEXT, NEXT so I gave her 24 of my 30 inq's

NO One askes for them. they assume if you are speaking to them you have went through layers upon layers of red tape... I said I didn't recognize anything.

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