klerg Posted January 21, 2006 Report Share Posted January 21, 2006 Hiya! I already posted this in the Credit Repair forum, and this may be a dumb question, but I just wanna make sure... I'm in the process of applying for a Target Guest Card (as per one of the stickes in this site). I went to their site and saw that they had a Target Visa Card and a Target Card (listed here). I'm pretty sure that the Target Card is what I want, but I just wanna make sure. thanx in advance... Link to comment Share on other sites More sharing options...
Tourniquet416 Posted January 21, 2006 Report Share Posted January 21, 2006 yes, the target guest card is what you want.The target Visa requires higher credit scores, I'm told. Link to comment Share on other sites More sharing options...
klerg Posted January 21, 2006 Author Report Share Posted January 21, 2006 Hey Tourniquet. Thanx much.I just got approved the Target store card with the $200 CL!!! I gotta cheap-o coffee maker, now I'm gonna let the card sit for awhile!Thanx again for your help! Link to comment Share on other sites More sharing options...
c m chase Posted January 21, 2006 Report Share Posted January 21, 2006 Klerg, buy small things with your Target card every month and pay it off right away. At the 4-month mark, they will review your account and raise your limit to $500. (In almost all cases!) Congrats on your new card! Link to comment Share on other sites More sharing options...
klerg Posted January 21, 2006 Author Report Share Posted January 21, 2006 CM, thanx much for the advice and for the congrats on your part! Will do on those small purchases, just gotta find out what I actually need from Target.Also for anyone else that's reading this post, the Target Guest Card is now simply called called the Target Card. Link to comment Share on other sites More sharing options...
Lisa71 Posted January 22, 2006 Report Share Posted January 22, 2006 May I ask what your score was?Did you apply at the store register? Link to comment Share on other sites More sharing options...
klerg Posted January 22, 2006 Author Report Share Posted January 22, 2006 Hey Lisa. I had NO score. I finished paying $9K in CC debt in Septemper 2004 and was too afraid to get anymore cards until 12/2005. With over a year of no CC acivity, my scores disappeared so I have to build my credit & FICO again.I got my card at the customer service section of my local Target, but you can apply online here. It's supposed to be pretty easy. Link to comment Share on other sites More sharing options...
shortyroc Posted January 22, 2006 Report Share Posted January 22, 2006 I got mine online and at the time my scores were in the low 600's. I applied for the Visa but checked the box that said 'consider me for Guest if I'm not approved.' Anyways, they gave me a 200 CL. That was a year ago and I'm now at $500 Link to comment Share on other sites More sharing options...
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