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WHO PULLS YOUR CREDIT? (starting a new resource)


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ExxonMobil must have made significant changes after the switch from GEMoneyBank to Citi... I was preapproved last year with 2 repos and 6 total derogs including collections... Fico couldn't have been more than squeaked into the 600 range. Everything older than 5 years old though.

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AMEX Costco - EX and TU

AMEX Delta - EX

AMEX Green - EX

Cap 1 - All 3

Chase - EQ initially, EQ and TU on a reconsideration

Children's Place - EQ

Eddie Bauer - EX

Fred Meyers MC - EQ

Lane Bryant - EX

Levitz - EQ

Paypal/GEMB - EQ

State Farm VISA - TU

Target - EQ

US Bank - New account - TU

Verizon - Phone service - TU

Well Fargo VISA - EX

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AMEX Costco - EX and TU

AMEX Delta - EX

AMEX Green - EX

Cap 1 - All 3

Chase - EQ initially, EQ and TU on a reconsideration

Children's Place - EQ

Eddie Bauer - EX

Fred Meyers MC - EQ

Lane Bryant - EX

Levitz - EQ

Paypal/GEMB - EQ

State Farm VISA - TU

Target - EQ

US Bank - New account - TU

Verizon - Phone service - TU

Well Fargo VISA - EX

Hello,

Does anyone know which CRA Cortrust Bank would use?

nylady

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  • 2 weeks later...
Just applied for a Discover card in their website. I'm in NY and my credit scores are as of this morning Trans 620, Experian 595 and Equifax 585(All from TrueCredit. I got approved instantly for 1000 limit. Not bad after a BK7 two years ago....

Really?! Man, Discover hates me more than Amex. Which CRA did they pull?

-r

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  • 5 weeks later...

Pulls all 3 in TX

Cranky: Fico EQ 640 $1500cl

me Fico?? $2000cl

I was approved 8/11. I pulled my EQ fico score the 22nd, and it was 648. TU was 529, EX 626.

My fako's have went up since then. Can't figure out why TU is so low. About 70 points higher

than Fico when I pulled. Figure the 28 points TU Fako has gained is not worth another Fico pull for now.

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  • 4 weeks later...

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