DocDon

WHO PULLS YOUR CREDIT? (starting a new resource)

Recommended Posts

Macy's pulled EX ( approval scores 610 FICO, FAKO 531)

Target pulled EQ (approval score 655 FICO)

Hooters, Seamiles pulled TU ( denied 620 FICO)

Orchard pulls EX ( 584 FAKO )

Share this post


Link to post
Share on other sites

In North Carolina:

Target - EQ

Lowes (GEMB)- TU (denied with 675 fico)

Belk (GEMB) - TU

Chase - TU and EQ (Inq shows up as First USA)

Hooters - TU

Barclays/Juniper cards - TU

AMEX Blue - TU and EX

Share this post


Link to post
Share on other sites

Cap One pulled all three - Current FICOs in signature below.

Approved for $1000 - (Expected $300 per Online Application)

0% Interest until 3/08; 18.9 afterwards.

CLI considered after 90 days on time.

Not the best, but my first since I started repair in July!

Thanks to all CIC posters!

Share this post


Link to post
Share on other sites

You will probably get an increase after 90 days. That's what came in the mail regarding my CAP 1....Pay 3 mo in a row and auto increase in TL of $500.

Share this post


Link to post
Share on other sites

First USA (forgot what for) EQ and TU

Gieco VISA - TU (my highest score, hopefully getting aproved)

RNB-WB (think that was for the Target Card) - TU

Share this post


Link to post
Share on other sites

Worldperks VISA pulled Experian, I didn't get it. Even though I have a kazillion FF miles with them for flying back and forth from Iraq on leave on NW airlines.

Share this post


Link to post
Share on other sites

In NC

BofA pulled EX (buttheads were supposed to pull EQ)

Got 99/500 counteroffer with 640 FICO on EX.

Circuit City pulled EQ (Declined with a 683 Fico... what the hell do they want?) Possibly because it's a Chase card and I've been turned down by them w/i the last 6 months.

Wachovia pulled EQ. Decision pending.

Cap one - of course all 3...again.

Share this post


Link to post
Share on other sites

In Louisiana:

Merrick (Geico visa) Transunion

CHASE/CC (circuit city) Equifax

HSBC/BSBUY (best buy store card) Equifax

BLOOm/DSNB (bloomingdale's) Experian

MACYS/DSNB Experian

BRCLYSBANKDE (seamiles) TransUnion

STERLING INC (Jared)Experian

STERLING INC (Jared)TransUnion

Sterling (Kay) Equifax

GEMB/WALMART TransUnion

TARGET NB Equifax

HSBC NV (platimum master card) Experian

HSBC NV (orchard secured) Experian

WFNNB/ASHLEY STEWART Experian

Share this post


Link to post
Share on other sites

Here's a dump from my 3-in-1 in North Carolina

CAPITAL ONE BANK 06/30/2007 Experian

WASH MUTUAL/PROVIDIAN 06/29/2007 Experian

WACHOVIACC 10/20/2007 Equifax

CAP ONE BANK 10/19/2007 TransUnion

CAPITAL ONE BANK 10/19/2007 Experian

CAPONEBANK 10/19/2007 Equifax

BANK OF AMERICA 10/19/2007 Experian

CITI 10/19/2007 Equifax

CHASE/CC 10/19/2007 Equifax

GEMB/LOWES 09/22/2007 TransUnion

GEMB/BELK 09/22/2007 TransUnion

HOOTERS CARD 09/22/2007 TransUnion

BRCLYSBANKDE 09/22/2007 TransUnion

AMEX 09/22/2007 Experian

GEMB/WALMART 10/02/2007 TransUnion

BRCLYSBANKDE 10/02/2007 TransUnion

FIRST USA 09/23/2007 Equifax

CREDIT ONE BANK 01/31/2007 Experian

LOAN TO LEARN 06/09/2006 Experian

CITI 09/29/2007 Equifax

Mortgages:

EQUIDATA 10/17/2007 TransUnion

EQUIDATA 10/17/2007 Experian

EQUIDATA 10/17/2007 Equifax

Share this post


Link to post
Share on other sites

Had a pre-approval for Amex Gold (no rewards) Biz, and instead pulled the trigger on Green Preferred Rewards personal.

Approved (no credit limit), 619 EX, northern California.

Existing Amex customer, thus the pre-approval.

Embarrassingly, last month, I had paid off my Hilton, then run it up with some travel expenses. By mistake, I gave it at checkin (for a non-Hilton property) when I went to Hawaii. They approved $1300 over my CL + I had another $1300 approval (I think they didn't post against the approval they had or something). When you consider that my credit limit's $3000, that's pretty amazing.

So, for a brief moment, I was actually over my CL by $1300 (which I paid down, darn near hyperventilated to death), and I was so sure it was going to cost me with Amex.

But no, I get preapproved for another card.

Go figure.

Share this post


Link to post
Share on other sites

Emigrant Direct Mastercard thru Juniper - APPROVED - Texas - Pulled TU 657

Share this post


Link to post
Share on other sites

MACYS/DSNB 10/25/2007 Experian :)%

BARCLAYSBK 10/25/2007 Equifax :)%

TARGET NB 10/24/2007 Equifax :)%

WASHMTL/PROV 09/20/2007 TransUnion :dunno:

CAPITAL ONE BANK 09/17/2007 Experian :)%

CAPONEBANK 09/17/2007 Equifax

CAP ONE BANK 09/17/2007 TransUnion

Share this post


Link to post
Share on other sites

Just applied for a Navy Federal Credit Union Visa....they pulled EQ, instant approval $6000 CL....SWEET!!!! Should help my credit ration quite a bit.

Share this post


Link to post
Share on other sites

All done October 07'

Hooters (merrick) - Transunion

Target (red card) - Transunion

Barclays Seamiles- Transunion, Declined sent Recon letter now they pulled EQ. awaiting response

Kays jewlers- Transunion

Scared to try anything else....

FICO:

TU- 618

EQ- 599

EX- ?

"Life is not about waiting for the storm to pass, it's about learning to dance in the rain".

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.