slynbrown

Conn's Settlement

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I have a charge off from Conn’s which is reporting as a Charge Off as Bad Debt (Profit and loss write-off) The amt is 2,231 and the debt is 3 yrs old which is within the SOL in TX. They are not calling me or sending any letters, however I just want to see what is the best way to settle the debt in order to obtain a mortgage loan later this year? I have disputed twice and it came back verified and I cant DV because it is an OC. A girlfriend who use to work for them stated they will settle for 50% but won’t delete. Please advise because I do understand that an paid collection is just as bad as unpaid

Thanks to this board I only have 3 remaining collections and this is one of them

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