lapoolboy

quick AU question.....

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My girlfriend has perfect credit. She applied (and got) a Circuit City Chase Visa with $7500 limit. We charged a bigscreen TV for me and I've paid every monthly payment online. I want to see if she will add me as an AU and I can get credit for all the on-time payments I've been making. My question is, will all the payments from the inception of the card go on my reports or just the payments from here forward after being added as an AU. This is a $3100 TV that I will have paid off by Feb. 07. That is all that was ever charged on the cards $7500 limit. Balance is now down to $1500.

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I am not certain if they report authorized users. I have one Joint with my sig other. She has one that I pay that is just in her name. If you wish to be added as joint, it has been my experience you get all of the other persons history. She just added me as joint on her credit cards. It gave me history dating back to when account opened in 1999.

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