jeffr Posted May 21, 2006 Report Share Posted May 21, 2006 I was just approved for a Providian Visa at $1500.00 credit limit. How is this company? I've been doing some research online and have read some terrible things about them!I've read that they have purposely delayed online payments to charge late fees, (even though the customers have paid on time!) and have been known to jack interest rates ALL the way up to 30.99%, for no reason at all!Any comments on this? Link to comment Share on other sites More sharing options...
nascar Posted May 21, 2006 Report Share Posted May 21, 2006 Think the worst things you can about them ... and then multiply it by 10. Sort of like stepping into quicksand. Link to comment Share on other sites More sharing options...
LNY Posted May 21, 2006 Report Share Posted May 21, 2006 That was the old, subprime Providian. Since they were taken over by Washington Mutual in October, they've really cleaned up their act. Link to comment Share on other sites More sharing options...
credithelp Posted May 21, 2006 Report Share Posted May 21, 2006 They are definitely better than they used to be. Wash mutual seems to be pretty reputable and changed alot of things when they took over providian. A coworker has a wash mutual card with 15k credit limit and hasnt had a single issue with them. Link to comment Share on other sites More sharing options...
nevermore Posted May 22, 2006 Report Share Posted May 22, 2006 Our mortgage is with Washington Mutual....... they have been really good so far. They seem really reputable. Link to comment Share on other sites More sharing options...
LNY Posted May 22, 2006 Report Share Posted May 22, 2006 I've only had the card for 6 months and they just gave me an auto CLI for $3,000... CL went from $7,000 to $10,000. And I've never carried a balance over $200. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted May 22, 2006 Report Share Posted May 22, 2006 I had their card when they were the sub-prime Providian... And all they would do is give me the big chorizo...But I had always wondered if they would clean up their act... Good to hear that they did... Link to comment Share on other sites More sharing options...
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