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Obtaining Credit Cards, Auto Loans and Financing

Pay off or leave a little each month?

gokartmozart

By gokartmozart,
May 23, 2006 in Obtaining Credit Cards, Auto Loans and Financing

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gokartmozart

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gokartmozart

Posted May 23, 2006

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Posted May 23, 2006

Hi all! I'm trying to improve my credit scores (avg. FICO 560) with a few unsecured cards (Target, Orchard Bank MC, etc). Of course, interest is kinda high on balances, so my question is: should I pay off each balance monthly or leave a small balance, say $50 carried over, to show I can manage the debt responsibly.

Pay off or leave a little each month?

Thanks in advance. -David

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