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First letter from CA...not sure what to do.


reddhead
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Hi again, my husband has collection letters that were sent out and dated this month. It looks like this is the first letter he got from the CA's. Should I DV them now, or wait it out? I plan on settling these debts, but don't agree on the amounts they claim he owe's.

He isn't in collections long, and I'm not sure of what to do. TY in advance.

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Always...always...always...DV a CA. Just because you owe somebody some money, doesn't mean these people have the right to collect it. Make them prove they have the right person, the right account, the right amount, and the right to collect in your state. You'd be surprised how often they screw up.

And...never settle with a CA (well, almost never)...if you have money to work with, deal only with the OC. Paying a CA almost never works out well for you.

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