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Joint Account


rtauler
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I have a collection of an apartment in my credit report, this was a joint account with my husband, my husband declare bankruptcy (only him) last year and this account was include in his BK, I wandering if there is a way to remove the account since it was already charge off by the court?

Thanks in advance for your help!

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HE filed BK...you didn't. If you were joint on the lease, you are still responsible....except IF you are still married to him, they cannot try to collect. Because you are joint and your $ merged, collecting from you is collecting from him and therefore a violation of the stay. Can they still report the default on your CR? If you were joint, yes.

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  • 4 weeks later...
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