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refusal of arbitration, answer & DV all at the same time

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Hi, just a general question...after getting an arbitration demand, you can refuse the arbitration by letter?....

answer the arbitration claims by letter? or by formal legal docs?

and make debt validation demand by letter?

can these things all go on at the same time???

and as a follow up....if the lawyer for the CA gets an arbitration decision, you can block them filing the decision as a judgement?

can they all be responded to informally by letter or do you have to follow the rules of your state for legal documents?

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