learlywine Posted June 6, 2006 Report Share Posted June 6, 2006 Portfolio Recovery has an old Capitol One Acct. of mine. Anybody ever deal with them? Link to comment Share on other sites More sharing options...
cavazos007 Posted June 6, 2006 Report Share Posted June 6, 2006 Portfolio Recovery has an old Capitol One Acct. of mine. Anybody ever deal with them?Use the Search button! Link to comment Share on other sites More sharing options...
admin Posted June 6, 2006 Report Share Posted June 6, 2006 Be afraid, be very afraid! Link to comment Share on other sites More sharing options...
cavazos007 Posted June 6, 2006 Report Share Posted June 6, 2006 Be afraid, be very afraid! Link to comment Share on other sites More sharing options...
nascar Posted June 6, 2006 Report Share Posted June 6, 2006 If you DV, you're likely to get what they call an "Identity Theft Affidavit". they'll claim that since you are claiming fraud or identity theft (even if you didn't) that you need to fill this form out before they can proceed further with your investigation.DON'T FALL FOR IT!!!!Their form is nothing more than an interrogatory, sans lawsuit, that they will certainly try to hang you with. Link to comment Share on other sites More sharing options...
hinky Posted June 6, 2006 Report Share Posted June 6, 2006 That's what they sent me. The first time I DV'd, they mailed off a letter to me the following day that they received mine. I sent a 2nd DV letter, citing violations, and they haven't been as quick to respond to that one. It's now been 2 weeks. Link to comment Share on other sites More sharing options...
Cep2535 Posted June 8, 2006 Report Share Posted June 8, 2006 I am dealing with them right now, sent my first dv letter and nothing, but they updated on my cr, so how did you word your 2nd dv letter? Link to comment Share on other sites More sharing options...
DucknCover Posted June 8, 2006 Report Share Posted June 8, 2006 They just sent my a collection notice last week too. The letter stated they had bought the paper from the OC. A DV went in the mail Monday......we'll see what they do. Link to comment Share on other sites More sharing options...
DucknCover Posted June 19, 2006 Report Share Posted June 19, 2006 Just received my "Identy Theft" form from Portfolio Recovery in response to my DV. I realize nobody has a crystal ball...but wouldn't it be a reasonable bet that if they could actually validate they would do so instead of blowing smoke like this? Link to comment Share on other sites More sharing options...
hinky Posted June 19, 2006 Report Share Posted June 19, 2006 Since my 2nd DV letter I've gotten no response BUT, it has dropped off of Experian. I think they deleted, just waiting to see if EQ and TU drop. Link to comment Share on other sites More sharing options...
hinky Posted June 19, 2006 Report Share Posted June 19, 2006 Just received my "Identy Theft" form from Portfolio Recovery in response to my DV. I realize nobody has a crystal ball...but wouldn't it be a reasonable bet that if they could actually validate they would do so instead of blowing smoke like this?It's pretty much a given with these guys. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted June 19, 2006 Report Share Posted June 19, 2006 hinkydo you have a copy of that second letter to porfolia with the violatons cited.. thanks for the heads up on identity theft.. LVNV did that with me as well Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted June 19, 2006 Report Share Posted June 19, 2006 Do they actually sue or do the farm it out to a lawyer.. I couldn't find anything about that on their website.. I have an account with them they keep wanting me to "settle on" which I wouldn't mind if they had not added 32% (NO KIDDING) intererest on the account..I am in NC.. and wonder if they sue less here since they do not allow garnishment in this state. Link to comment Share on other sites More sharing options...
hinky Posted June 19, 2006 Report Share Posted June 19, 2006 If they say you owe a lot, they might sue. I really don't know enough about their habits in courts to give you an answer on that; sorry. But I will PM you my letter.edit: oops, i don't have that. I only have a copy of the green card. But all I did was add a stern paragraph to the beginning of the standard DV letter, something about how asking me for an afidavit is NOT validation and they have to prove it to ME, not the other way around, per FDCPA, etc., and that someone in their office needed to take a second look at my letter and actually respond accordingly and not send me another form letter. I phrased it much better. Maybe I have a printout... nope, sorry. Link to comment Share on other sites More sharing options...
playmaker Posted June 20, 2006 Report Share Posted June 20, 2006 Im dealing with Porfolio recovery now but they dont have a address for me . What should be my plan of action?ThanksPlaymaker Link to comment Share on other sites More sharing options...
Cep2535 Posted June 21, 2006 Report Share Posted June 21, 2006 I sent out my first dv to them about a month ago, no response no nothing.. sending a 2nd this week.. Any ideas how come they wouldent respond at all ? Link to comment Share on other sites More sharing options...
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