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NCO KEEPS PULLING MY CREDIT REPORT


jayrod
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A couple years ago MBNA was pulling hard reports 3-4 times a month while i was in default. I called them and explained that they had pulled my CR 18 times in 3-4 months. The representative I spoke to on the phone easly deleted them ALL. I think she understood how big of an OOPS they made. Thankfully it was painless to resolve.

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It's called credit report poisoning if they are pulling Hards. Last I knew, NCO pulls softs which are harmless. It is an attempt to confirm that an account they have and are going to place there belongs to you, that you have the resources to pay, etc.....

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