benb Posted June 10, 2006 Report Share Posted June 10, 2006 I settled my third lawsuit today.I'm not sure if surreal is the right description for what happened, but in the end I get a check for $$$ and the defendant agrees to cease and desist all collection attempts, including resale of the debt.What is interesting is that this was over an old CC debt. I filed suit for FDCPA and FCRA violations, and never mentioned the debt that it pertained to. The defendant, a CA, who previously tried to get me to cough up $3000 for the old debt, didn't even ask what the debt was about or how much, just that they agree to my terms.Either I'm getting the knack for this, or I just seriously forrest gump'd my way into getting them to settle.I saved the best for last though; my last two suits will knock off the remaining bad debts, out of an original 8. I can't believe I will have zero bad credit and no CA's hounding me in less than 6 months on this site. Link to comment Share on other sites More sharing options...
waiting4heart&lungs Posted June 10, 2006 Report Share Posted June 10, 2006 wow, hey congrats....all this just from letter writing and filing suits? or do you have some other secret knowledge? Link to comment Share on other sites More sharing options...
waiting4heart&lungs Posted June 10, 2006 Report Share Posted June 10, 2006 hi, just a question, is the real secret to having jdb's leave you alone is to file a small claim against them? or what?....thanks for the info..your getting good at it obviously..... Link to comment Share on other sites More sharing options...
hinky Posted June 10, 2006 Report Share Posted June 10, 2006 Way to go! Reading a post like this is always a nice way to end a day. Link to comment Share on other sites More sharing options...
trips4me Posted June 12, 2006 Report Share Posted June 12, 2006 Benb - are you filing suits against the CA's in federal court or small claims court? Just wondering if you get their attention better with a federal suit vs a small claims suit. Link to comment Share on other sites More sharing options...
mleigh69 Posted June 12, 2006 Report Share Posted June 12, 2006 Please do tell... I'm at the point, I have done the DV w/ no legal response back, w/ a couple of TLs... and can prove w/ paper trail... violations. Some nuts and bolts on "how you did it." would certainly help a lot of folks... Congrats!!! please share all you can... if that's ok w/ everyone. Link to comment Share on other sites More sharing options...
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