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How do you count your baddies?


How do you count your baddies?  

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I thought hinkey was talking about the # of total derog accounts.

Ie: CA 1 reports my account with phred's furniture as in

collections on 2 CRA reports, I would have 1 baddie...

If I misunderstood where hinkey is coming from... oops,

my baddie. Thanks again Ms. Kristy for 'opening the door'

for me... :D

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