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I am confused if he a collector or on the debtors side.. I am totally confused which pond he is fishing in.. what do you know about him

these calls are a riot.. but it looks like he trains collectors too.. I would love to get him to help with one of my accounts!

From I can gather he is a collector for business accounts. He says that he is disgusted with the tatics of collectors such as NCO etc and offers to assist clients being hasled by these people by getting in their face with phone recordings.

He is very articulate and comes across almost like an evangelist in church!

I know nothing about him but came across his site a few weeks back and have been hooked. I check in every day for updates.

I particularly liked the call to the collector who threatened his client with the Partiot Act

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Hello to all of my friends, listeners and readers around the world:

I wanted to stop by personally to simply tell you that I am honored to be a member of your group.

I have received quite a few emails today from many of you and want you to know that I personally read each and every one of them and will reply ASAP.

I noticed that there was a question that was floating around about why I am choosing to do what I do.... that is to hold the MORALLY BANKRUPT COMPANIES accountable to the American Public.

All I can say is that it takes one to know one and WHO BETTER TO LEAD THE FIGHT?

Be sure to visit our site at www.mycollector.com and sign up for the news update service. Also EVERY ONE OF YOU will qualify for the VIP Discount program. (I am only able to take 5 clients a week because of all of the media attention)

Here is a copy of an article that I wrote that will enlighten you as to WHY I walked away from 750 Million Dollars to help YOU!

To your Success.... NEVER EVER GIVE UP ON YOU!

Robert R. Paisola

Chief Executive Officer



A Public Message to Our Friends Throughout the World:

June 04, 2006

My name is Robert Paisola and I am the Chief Executive Officer of the Debt Collection and Collector Training Service Company; Western Capital Financial Services, Inc. We now have offices in Salt Lake City, Los Angeles, New York City, Miami and Geneva Switzerland.

Throughout our long history, Western Capital has been an industry leader in the Debt Collection and Portfolio Recovery Business since its inception. We have worked with some of the World's Leading Financial Service Organizations, including Bank of America, Chase Bank, BanaMex, Household International, Innova Capital, American Express, Centurion Bank, The Franklin Templeton Group, Midland Marine Bank and the Former Bank One, to name a few.

Since that first day we started Western Capital in 1992, when we began our small home based business; based in a small basement apartment near the Brigham Young University Campus, in Provo, Utah, we have been able to prove ourselves as THE COMPANY that can collect ANY amount for ANY company that was having problems with it's outstanding receivables and bad debt.

When we first got started, the process was fairly simple. A business had a problem collecting a debt; we would be retained to send letters and make calls to ensure that the client was made whole on the outstanding account. We would collect the money and get a percentage of what we collected. Pretty Easy Task eh?

In 1997, we created an in-house program of training that introduced what we considered at the time to be a new concept in the Consumer Debt Collection Industry. This concept was based upon the simple fact that People always pay their friends, not their enemies. I even wrote a book on this subject, called The Art of of Getting Paid.

What began as a simple inner company training process escalated into our company, Western Capital, being known as "the guys in Utah that are NICE, but CAN COLLECT!

With this "soft sell" reputation growing throughout the credit and collections communities, I personally began to receive requests to "visit" other debt collection companies to give a simple one hour speech, to "see if I could teach their collectors how to "soften up a bit" while still making money for the companies I spoke with.

And guess what.... The Debt Collection Teams that I taught and worked with ACTUALLY MADE MORE MONEY FOR THE COMPANIES THAT BROUGHT ME IN!

One company actually brought in One Million Dollars MORE that very same month that I trained their collectors. The CEO's , trainers, and Management Teams were astounded....

How could this be possible?

This is the question that we began to hear over and over as we gained more and more clients throughout the world.

Our answer was always the same, just watch and see!

You need to understand, I have never met a person that decided in high school that they wanted to be a debt collector. I have never seen a person decide that they were going to make their millions in the debt collection business PRIOR TO BEING IN THE BUSINESS. It just does not happen!

Some how, people end up in this business because they like the thrill of the challenge, the thrill of the kill, the thrill of simply "being the man" (or woman!).

Many debt collectors receive a sense of artificial power that they have never experienced in real life, as they learn how to make demands of people over the phone (Much like an actor on a stage) and all of a sudden, they start to see their own financial situation begin to progress and change.

This power that I am talking about is the POWER OF COMMUNICATION. This is the power that we all have as individuals inside ourselves to enroll others into our personal vision of what we simply desire in life. When we are in Collector Mode, we attempt through our use of Communication Skills to SELL the person on the other end of the phone to send us money!

The problem that we began to see, was that the power that I am speaking of, MUST BE USED IN A MORAL WAY.

You see, there is nothing wrong with being in the Debt Collection Business.

There is nothing wrong with being a Debt Collector.

There is nothing wrong or immoral of being a high dollar Debt Purchaser.


Since we first started out in Utah, things have drastically changed in the Credit and Debt Collection Business, and in our opinion at Western Capital, things are continuing to spiral out of control.

Daily we watch news stories of how Debtors are being humiliated and dehumanized by a debt collection system that revolves around DVD Account Placements, Nationwide Address Scrubs, Automated Skip Tracing and Auto Dial Systems that dial for dollars 24 hours a day.

Collectors have been conditioned and trained to "Get the Cash" no matter the cost. And they are rewarded handsomely. A good collector in our offices can easily make 100-200 Thousand Dollars per year! That is a lot of money, no matter where you live!

I do not agree in this new attitude of "Do What it Takes" and "Settle with the small percentage of people who complain or sue" and we at Western Capital will not participate in this criminal scheme of destroying other human beings in order to make money. It is just not Right. It is what we call "Moral Bankruptcy"

Last year, we as an organization, under my direction and order made the decision to STOP what we were doing and QUIT COLLECTING ON CONSUMER ACCOUNTS.

That means that we stopped collecting Credit Card Portfolios, Back Rent Agreements, Bad Checks. Child Support Claims and the list goes on.

We simply decided that we were not willing to sell our souls for money. We then spent three weeks in all of our offices and returned over 750 MILLION DOLLARS in accounts to our clients and said THANKS, BUT NO THANKS.

That was not an easy decision to make, but my Executive Management Team knew this was the only right thing to do.... so that is exactly what we did.

So now what?

Well, we quickly learned that there was a lot more MORALLY POSITIVE profitability and the process was much easier and less personally damaging in collecting for medium and large corporations in the United States, Canada and Europe. So, we decided to focus on the Business to Business Debt Collection Market and Corporate Training Arenas.

I do not--- for even one second- have had second thoughts of walking away from a three quarter billion dollars. It was simply the RIGHT THING TO DO.

Now that you know where we have come from, it is probably much easier to see why we as a Debt Collection Company spend time profiling these companies who do not seem to "get it".

We know that the debt collection landscape is littered with the fallout of dead bodies who STILL TO THIS DAY choose to keep the "whatever it takes" philosophy alive, as they continue to illegally collect on artificial, undocumented and inflated debts. To these companies and their employees........ BE CAREFUL.

One thing that I can promise you as the Chief Executive Officer of Western Capital, is that we will continue to use our power in this industry to create change around the world in the debt collection and credit markets... one training at a time.

My friends, Debt Collectors and their Senior Management Teams are now under a high powered magnifying glass, and the industry must learn to self regulate or Congress will do it for us.

In the upcoming months, you will see that I will continue to reach to the national media to hold those companies accountable who continue to choose to victimize our fellow citizens.


I will utilize our professional relationships with organizations such as www.RipOffReport.com and www.BudHibbs.com and members of Congress to ensure that our vision is made public.

I will continue to use this site and our partner sites as a worldwide forum to ensure that justice is done and that the DEBTORS that we work with on a daily basis are no longer being abused, gouged and humiliated by agencies who consistently cross the line.

In conclusion, let me say that I am very proud my people at Western Capital that we currently have in place. Our acquisition strategy is moving full speed ahead, and we are gaining worldwide notoriety as we as a company continue to simply take a stand for what is right in this world. And guess what happens...We still make money!

What a novel concept eh?

I personally, have chosen to dedicate my time to training as many debt collectors around the world as I can handle. You would not believe how the investment in PROPERLY TRAINING YOUR COLLECTION TEAMS can pay off over 100-1 in one short week! That is better odds than Las Vegas!

So if you are in the business of credit and/or collections, take a moment and spend some time on this website. Show this site to your CEO. Watch the Media Clips of our worldwide news coverage and then visit www.RobertPaisola.com and you will see why it just makes pure financial AND LEGAL SENSE to have Western Capital train your collectors!

The bottom line is that we are here to stay and if you are a corporate attorney thinking about finding a way to put a gag over our mouth, we would ask you to reconsider this thought.

Always Remember, We Know What You Know, and who better to fight a Morally Bankrupt Company like the ones we feature on this site, than another Debt Collection Company? Not to mention a company like Western Capital that has the eyes and ears of the world's media at it's feet.

Enough Said.

With Deepest Regards,

Robert R. Paisola

Chief Executive Officer and President

The Western Capital Family of Companies





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Robert, I listened to all the recordings you had on your site yesterday. The Resurgent one wasn't available then. The guy with the Patriot Act gig was just astounding.. astoundingly stupid that is. In the end it's funny that these collectors, these so-called managers, can only hang up in response to a challenge to their methods. Gutless wonders all. The woman who is 5 months pregnant.. awww.. gee.. if she's that prone to stress and her pregnancy is in danger, maybe she should be on bedrest, not harrassing consumers. :roll:

I can't wait to hear the Resurgent recordings. Sherman/Alegis had 3 of my old accounts and were after me for 2 years.. what a bunch of ADUBS !!

I'm glad you decided to turn away from the dark side... lol.. and are now on OUR side. If you can bring these scumbags into the light of exposure to the media and the gov't, milllions will be grateful to you !!!

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Last night we had 18 requests for assistance and there is no appearance that the train is slowing down.

Today, we expect to receive the "Go to Hell" letter from Resurgent Capital.

I will post it for you immediately. If you have not heard that call, you DESERVE to spend 52 minutes today to listen to it!

THank you again for your feedback,


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Robert, our hats are off to you. It is about time someone from the "other side" speaks out.

Your site is being given to my Congresswoman's office to give some more input as to what I have already shared about the collections of delinquent debts, and how these "collectors" deal with the consumer. Yes, I've been working on a project to then have a sitdown with her when she comes to town, as this is just getting way out of hand. Not even I will ever deny a creditor from receiving their money, BUT, I will never pay a collector a dime, period. As to why, it is very simple. My first time dealing with one and how they violated me has left such a sour taste, it is beyond belief. Even when I got the state after them they still played their game. They lost, but, the state's own actions also showed me that some of the governing agencies fail to properly train their "investigators". In short, the whole industry needs to go back to school and start over. Did you catch that, Robert?

As to my sitdown, when it takes place, I do have a plan which may help all parties, but, it does require some more research, on my part. This is why I won't disclose it at this time. I am one who feels that due to the actions of so many of these "ADUBS", the courts have received more BK's than IF the consumer had been treated fairly from the beginning. I told her office the recent changes regarding BK's were of no help, either way. Society today scares way too easily, especially if their personal being is threatened. Plus, since the majority of the consumers in this country have little knowledge of ALL available rights, they fall victim to the "ways of the ADUB". Even you are aware the debt buyer relies solely on the percentage of consumers who do not know their rights as they are written. The consumer is most always under the assumption that since the letters, or calls, they receive, "refer" in some way to "legal" matters, the seed is planted that anything the letter, or agent, tells them is legit, thus, the "stupid" question is not asked. Therefore, once the buyer has collected on one "group", they sell to the next buyer, and here we go again.

My sitdown is some time away as I am not finished with my Veterans work yet. Getting changes made in the Ratings Book the VA uses to determine how to rate a disability is not an easy job. Mind you, it won't help my generation (Vietnam), but, it will our future Veterans.

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Well that is exactly what I did today and so I decided to SPEAK to you on today's events regarding Resurgent Capital. It is now live and H A V E

F U N !!

Robert Paisola


Just listening to it now while typing this.

In regards to the "go to hell" letter. I knew that Resurgent were always going to exonerate themselves after their "investigation"

edit: Finished listening to you. I must say I am pleased you deleted your letter and choose to speak instead :)

With the Resurgent letter, they didnt address why they said in the dunning letter that this would affect your credit report, why the compliance officer said they were not a collection agancy, why this same officer was unable to rule out legal action but could only say that she didnt know what legal action could be taken, thereby given the impression that legal action was possible - if they decided to take it.

The only thing she did state correctly was that it wouldnt go on your credit report.

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Finally listened to the recordings on Resurgent.

Wow! Like everyone else in here.. It's beyond words how they treat consumers who call requesting assistance... I can't wait until they're slapped with a huge class action law suit for all the violations they commit!

I think the only solution to these people is just a huge dent on their finances with lawsuits...

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