Veronak Posted June 14, 2006 Report Share Posted June 14, 2006 Ok I just checked my credit score/ report I have 1 cc charge off, a charge off from Verizon and a few doctor bills that I can clear up this week as well as a few CC with outstanding balances but no slow pays on these. My score is as follows: 610,545, 535. Pretty soon I will need a car. Should I pay off the CC that is not charged off but has a high balance of $945.00 or pay off the charge off to clear it up first ( I owe $445.00 on this one)? What do you huys think? FYI: I just paid off 3 CC this week and 1 student loan but this has not been reflected as of yet, I do understand it is too early Thanks in advance Link to comment Share on other sites More sharing options...
nascar Posted June 15, 2006 Report Share Posted June 15, 2006 It's always better to salvage the open accounts before the charge-offs. It's already dead. Link to comment Share on other sites More sharing options...
NO MORE WITH THIS GROUP Posted June 16, 2006 Report Share Posted June 16, 2006 Pay the card that is not late ... new lates kill your score! Work out a settlement on the CO ... look around the site ... some great people with great advice can be found! Doctors bills if not super late you can work off a payment plan before they hit your reports. Just remember that with your scores you will pay a bit more in interest! Link to comment Share on other sites More sharing options...
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