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hey there!


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How are we doing? Anyone remember me?

I am back... my scores took a slight dip since last time I was here... they went as low as 500.. experian is now at 628 and I decided to fix some things. I had some hard time and went late on 3 payments on my mortgage, and few credit cards.... but for past 3 months I am current and paying stuff off.....so ....here I am again :)

How are the old timers doing? anyone left from couple years ago?

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