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Unifund bring suit beyond SOL

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I have, but I lost. In VA, the SOL on an open account is 3 years, but on a written agreement it's 5 years. Unifund brought suit after the 3-year SOL, and I argued that the suit was beyond the SOL, but Unifund's attorney argued that the suit was within the 5-year SOL on written agreement, and the judge ruled in his favor.

Something to be aware of when dealing with Unifund is that they WILL attempt to re-age your account to make it look more recent than it really is. What state are you in and how old is your debt?

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