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Two experian reports, different TL


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I have the Experian credit manager thingy, so I see my credit report any time I want. Was feeling confident that I could get a house finally so I went and applied for a loan. 1st off, and this is good news, the report the real estate agent pulled showed my credit scores for all 3 bureaus about 50-75 points higher than what I see online. However, I have CA on the credit manager that aren't on the other report and vice-versa, how could this be?

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